Marlton Town

Beautiful four bedroom, three and half bath located in Upper Marlboro Maryland. Its twenty minutes. from DC, Waldorf, and Bowie. Beautiful gleaming hardwood floors on the main level. Inviting kitchen with island and plenty of room for your table and more.Nice double decks off the back perfect for summertime gatherings.Huge master suite with two walk-in closets, soaking tub,& double vanity.Finished basement with rec room ,full bath,& fourth bedroom.

Upper Marlboro has a downtown area along Main Street, which is home to a variety of local business as well as the Prince George’s County Courthouse and the County Administration Building. The main  Board of Education offices for the Prince George’s County Public School system are a short walk from Main Street. Additional businesses and government offices are located in the Old Mill complex a short distance from downtown. The main residential area is the to the west of the downtown on several quiet streets. The Town has about 313 dwelling units, mostly single-family homes with 657 official residents in 2008, according to estimates from the Census Bureau. Numerous civic organizations in and near the town contribute to the sense of community and “small town” atmosphere that characterizes life in Upper Marlboro.

Search For Upper Marlboro Homes For Sale

Web Link: 13312 Marlton Center Drive, Upper Marlboro Maryland 20772

Upper Marlboro MD Real Estate Sales- Ed Haraway. Owner/Broker of Exit First Realty

Exit First Realty is one of the Mid-Atlantic Region fastest growing,top-producing real estate brokerages. I specialize in helping agents market and position themselves   to sell real estate in the Maryland Metropolitan area including Bowie, Crofton,Upper Marlboro, Annapolis, College Park, Davidsonville, Gambrills, Odenton, Greenbelt, Laurel, and surrounding areas. 240.375.2871

Buckingham

Show and sell this four bedroom 2 bath Cape Cod in Bowie Maryland. It has a huge addition featuring a Family Room,Office space and den!! Home has been cleaned, landscaped and has a BRAND NEW stove!

Bowie is a great place to visit or to live. It has easy access to public transportation, strong public services, a variety of shopping choices and lots of recreational opportunities.  With the many leisure activities you will always be entertained, from the local farmer markets, to the international festivals. You will love the streets and people. Along every road there is always a friendly face to see. One of the things that make Bowie a wonderful place to live is the strong community spirit that is evident throughout our neighborhoods. Bowie residents and businesses are active in a variety of organizations that assist others and strengthen our city. They are proud of our open spaces and our recreational facilities. The City has been recognized nationally as a winner in Tree City and Plant City USA competitions.

Search For All Bowie Homes for Sale

Web Link: 2803 Buxmont Lane, Bowie Maryland 20715

Bowie MD Real Estate Sales- Ed Haraway. Owner/Broker of Exit First Realty

Exit First Realty is one of the Mid-Atlantic Region fastest growing,top-producing real estate brokerages. I specialize in helping agents market and position themselves   to sell real estate in the Maryland Metropolitan area including Bowie, Crofton,Upper Marlboro, Annapolis, College Park, Davidsonville, Gambrills, Odenton, Greenbelt, Laurel, and surrounding areas. 240.375.2871

Meadowbrook

Very nice updated Cape, shows great! Remodeled kitchen with ceramic flooring, pergo style flooring at the entrance and hall. French doors into family room (converted Garage) Thermal windows (except living room and laundry) Pella triple window slider opens to patio/deck and lovely fenced yard.

Bowie is a great place to visit or to live. It has easy access to public transportation, strong public services, a variety of shopping choices and lots of recreational opportunities.  With the many leisure activities you will always be entertained, from the local farmer markets, to the international festivals. You will love the streets and people. Along every road there is always a friendly face to see. One of the things that make Bowie a wonderful place to live is the strong community spirit that is evident throughout our neighborhoods. Bowie residents and businesses are active in a variety of organizations that assist others and strengthen our city. They are proud of our open spaces and our recreational facilities. The City has been recognized nationally as a winner in Tree City and Plant City USA competitions.

Search For All Bowie Homes for Sale

Web Link: 12407 Madeley Lane, Bowie Maryland 20715

Bowie MD Real Estate Sales- Ed Haraway. Owner/Broker of Exit First Realty

Exit First Realty is one of the Mid-Atlantic Region fastest growing,top-producing real estate brokerages. I specialize in helping agents market and position themselves   to sell real estate in the Maryland Metropolitan area including Bowie, Crofton,Upper Marlboro, Annapolis, College Park, Davidsonville, Gambrills, Odenton, Greenbelt, Laurel, and surrounding areas. 240.375.2871

Johnson Place

This cozy two bedroom, one and half bath home in Annapolis Maryland. Is move-in ready and has features that include a living room, well-kept kitchen with door leading to the fenced rear yard, nice-sized master bedroom, second bedroom and full hall bathroom. The unfinished basements is an add on to those looking to make it their own!

Whether you come for the history, the education, the water, or the hospitality, there is always something to enjoy in Annapolis. Experience the colonial capital city, known since its earliest days as the “Athens of America,” where one could find a wealth of cultural activities, a glittering social season, gracious hospitality and intellectual stimulation. The small seaport brought visitors from around the world who shared the news of the day while enjoying the ambiance and tidewater cuisine.You will find the same atmosphere today, drawing more than four million people a year to our shores. Annapolis has been welcoming visitors for more than 300 years.

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Web Link: 28 Johnson Place, Annapolis MD 21401

Annapolis MD Real Estate Sales- Ed Haraway. Owner/Broker of Exit First Realty

Exit First Realty is one of the Mid-Atlantic Region fastest growing,top-producing real estate brokerages. I specialize in helping agents market and position themselves   to sell real estate in the Maryland Metropolitan area including Bowie, Crofton,Upper Marlboro, Annapolis, College Park, Davidsonville, Gambrills, Odenton, Greenbelt, Laurel, and surrounding areas. 240.375.2871

Chapel Forge

This is a charming five bedroom, two bath, Devon Rancher in Bowie Maryland! Features of this home include a beautiful foyer with Pergo flooring, dinning room with ceiling fan, HUGE GREAT room with brick-front wood burning fire place , eat-in kitchen with sliding doors leading to the rear yard and large family room with double ceiling fans. The Master bedroom is spacious with separate master bath & Pergo flooring.

Bowie is a great place to visit or to live. It has easy access to public transportation, strong public services, a variety of shopping choices and lots of recreational opportunities.  With the many leisure activities you will always be entertained, from the local farmer markets, to the international festivals. You will love the streets and people. Along every road there is always a friendly face to see. One of the things that make Bowie a wonderful place to live is the strong community spirit that is evident throughout our neighborhoods. Bowie residents and businesses are active in a variety of organizations that assist others and strengthen our city. They are proud of our open spaces and our recreational facilities. The City has been recognized nationally as a winner in Tree City and Plant City USA competitions.

Search For All Bowie Homes for Sale

Web Link: 12600 Chanler Lane, Bowie MD 20715

Bowie MD Real Estate Sales- Ed Haraway. Owner/Broker of Exit First Realty

Exit First Realty is one of the Mid-Atlantic Region fastest growing,top-producing real estate brokerages. I specialize in helping agents market and position themselves   to sell real estate in the Maryland Metropolitan area including Bowie, Crofton,Upper Marlboro, Annapolis, College Park, Davidsonville, Gambrills, Odenton, Greenbelt, Laurel, and surrounding areas. 240.375.2871

Crofton Meadow

This three bedroom, two and half bath end unit townhouse is located in the desirable neighborhood of Crofton Meadows in Crofton Maryland. The features of this home include a hardwood foyer that leads to the Living room, dinning room combo with chandelier and kitchen with pantry & hardwood flooring. Located on the upper level is its spacious Master bedroom with master bath that includes a separate shower.This floor also includes the second and third bedrooms with a full hall bath.The lower lever is fully finished with a family & laundry room.

Crofton is abundant with hometown spirit. And for good reason, it offers residents a wonderful environment with friendly neighbors, cultural events, top-rated schools, numerous activities for all ages,and countless services and shopping. All in a beautiful setting.
Centrally located between the cities of Annapolis, Baltimore and Washington, Crofton has become a professional hub of its own. With the bustle of activity associated in and around Crofton, you will never find nothing to do. From the Big Fish Grills to the local football games at the FedEx Field, you will enjoy all aspects of this city.

Search All Homes for Sale in Crofton

Web Link: 1688 Forest Hill Court, Crofton MD 21114

Crofton MD Real Estate Sales- Ed Haraway. Owner/Broker of Exit First Realty

Exit First Realty is one of the Mid-Atlantic Region fastest growing,top-producing real estate brokerages. I specialize in helping agents market and position themselves   to sell real estate in the Maryland Metropolitan area including Bowie, Crofton,Upper Marlboro, Annapolis, College Park, Davidsonville, Gambrills, Odenton, Greenbelt, Laurel, and surrounding areas. 240.375.2871

There are a number of changes that have taken place recently and more on the way in the FHA loan arena. Some of these changes are specific to certain lending situations so will not effect all loans, while others are global in nature so everyone will be affected. While there have been many changes of late and more possibly to come, this column attempts to highlight the changes affecting the most borrowers .

• Mortgage Insurance: Currently the UP Front Mortgage insurance or (MIP) as it is known is 2.25% of the base loan amount. HUD Secretary Stevens announced this will be reduced to 1.0% while at the same time increasing the annual mortgage insurance from its current 0.55% to 0.90% This change will be in effect as of any new FHA case number issued starting September 7, 2010
• Condo Rules: No more spot approvals, For FHA approval at least 50% of the units must be owner occupied.
• Property Flipping: If a home is resold within by an investor less than one year after the investor purchase. The price appreciation may be limited to 20% of the investors purchase price. A second appraisal may be ordered to justify the new price and documentation may be required of the seller showing substantial improvements have been made to the home. This documentation may include, material receipts, contractor invoices ect. Tell your investors to take a lot of pics, before and after.
• Credit Scores: FHA plans to impose a minimum credit score of 500 later this year, and scores 580 will need a down payment of 10%. Credit scores over 580 will still only need the FHA minimum 3.5% down payment. This rule is really a waste of in on paper since virtually all lenders now requires a minimum credit score of 620 and some are even require a score of 640.
• Seller Concessions: FHA at present allows seller concessions up to 6% of the sales price. The new rule will be 3%. The new rule is expected to have a hugh impact on first Time Home buyers. This new rule is now in a comment period and is expected to be put into effect in the very near future.
• Underwriting Guidelines: Changes have been made to the underwriting guidelines over the last few months. These changes will be incorporated into the revised 4155 lenders manual that should be updated in the near future. Until then all the recent changes are available on Hudclips, (under mortgagee letters) The 4155 lender manual and hudclips are both available on line at the HUD website.

Maryland Mortgage Loans and Solutions – Gordon Haraway Southern Trust Mortgage, specializing in helping home buyers realize the dream of home ownership. Purchase and Refinance home loans. Gordon Haraway is a Senior Loan Officer with Southern Trust Mortgage in Crofton MD (301) 938-1655