First-time Homebuyer

Maryland Mortgage Loans and Solutions – Gordon Haraway

Southern Trust Mortgage, specializing in helping home buyers realize the dream of home ownership. Purchase and Refinance home loans. Gordon Haraway is a Senior Loan Officer with Southern Trust Mortgage in Crofton MD (301) 938-1655

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4301 38th Street, Brentwood Maryland 20722

Brentwood Neighborhood
Welcome home to this brand new beautiful three bedroom, two and half bathroom Colonial style home located in Brentwood Maryland. Upon entering this home you are greeted by the spacious foyer that leads to the formal living room, separate dinning room and country kitchen with beautiful hardwood cabinets. Located on the upper level is the master bedroom with private bathroom, second and third bedrooms and a full hall bathroom.

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8113 Triple Crown Road, Bowie Maryland 20715

Rolling Hills Neighborhood
Welcome home to this large, traditional four bedroom, two and half bathroom colonial located in the Rolling Hills subdivision of Bowie Maryland. Upon entering this home you are welcomed by the inviting foyer that leads to the formal living room, dining room with chandelier, eat-in kitchen with vinyl flooring and sliding doors leading to the rear yard with deck. The family room is spacious and included a brick front fireplace and ceiling fan.

Located on the upper lever of the home is the master bedroom with walk-in closet, ceiling fan and master bedroom with separate vanity. Also located on this level of the home is nice-sized second, third and fourth bedrooms along with a full hall bathroom. The lower lever is unfinished and includes a washer and dryer

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4026 35th Street, Mount Rainer Maryland 20712

Mount Rainer Neighborhood
Welcome to this move-in ready Cape Cod with a large front porch in Mount Rainer Maryland. Upon entering this home you are greeted but the formal living room that leads to the spacious dining room, kitchen with dishwasher, gas stove, and double sink with a door leading to the small family room. The second and third bedrooms, den and updated hall bathroom are also located on the main level of this home. Situated on the upper level is the HUGE master bedroom. The fenced rear yard is spacious and includes a large shed.

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Treasury hopes new rules send short sales to the rescue of underwater mortgages

In a short sale, a homeowner sells the property for its current market value, which is less than what’s owed on the mortgage, and the lender agrees to accept the lower amount. The new rules that offer participating lenders cash incentives to get them to approve more short-sale deals also allow them only 10 days to approve or reject short-sale purchase offers, said Treasury spokeswoman Meg Reilly.

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Selling Your Home? Choose the Right Realtor

When preparing to sell your home it is important to find a real estate professional that will best suit your needs.  A warm handshake and a friendly smile is all well and good but if you want to sell your home pick a broker that is experienced and knowledgeable, someone that will do the best … Continue reading Selling Your Home? Choose the Right Realtor

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Teachers, Firemen, EMT or Police Officers can Save 50% on new home!

Are you a teacher, fireman, EMT or police officer looking to purchase a new home? If so, you can qualify for HUD’s Good Neighbor Next Door program and save 50% on the purchase of your home!. WHAT IS THE GOOD NEIGHBOR NEXT DOOR PROGRAM? • The Good Neighbor program is specially designed to help full-time … Continue reading Teachers, Firemen, EMT or Police Officers can Save 50% on new home!

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Counties pushed for revenue, get creative and Short sales could come to screeching halt!

The position the County has taken has caused some grave confusion and concerns for many in the real estate industry because it is contrary to how short sale transactions have been charged recordation and transfer taxes to date.

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If You Don’t Buy a House Now, You’re Stupid or Broke. Business Week by Mark Roth.

This article was featured in Business Week. At first the headline seems very to be a very insulting statement! But the writer, Mark Roth, uses this dramatic title to get your attention to make excellent points for those who are on the fence. Namely those interest rates are at an all time low, in fact, … Continue reading If You Don’t Buy a House Now, You’re Stupid or Broke. Business Week by Mark Roth.

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FHA May Be Changing the Rules and trying to close down more fraudulent lenders.

The Federal Housing Administration is proposing to increase the up-front cash paid by borrowers as part of an effort to shore up the agency’s finances, which have been staggered by rising defaults in its flagship mortgage insurance program, according to FHA officials. The changes also include raising minimum credit scores for borrowers who receive FHA-backed … Continue reading FHA May Be Changing the Rules and trying to close down more fraudulent lenders.

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